Scope
PT CERDAS FINANSIAL NUSANTARA operates this informational company website from Bandung, Jawa Barat, Indonesia. Contact admin@catatduit.id for questions or complaints. These terms apply to browsing these company pages, not to product subscriptions, payments, financing, or transactions. Each product's terms and privacy information apply separately to its use.
Information and calculations
Website information is a general introduction, not financial, legal, or tax advice tailored to your circumstances. Product descriptions do not guarantee suitability or financial outcomes. Installment simulations depend on inputs and assumptions and are not credit approvals or financing offers. Actual provider costs may differ because of interest, fees, calculation methods, or rounding. Check the relevant provider's current terms before deciding.
Appropriate use and intellectual property
Do not disrupt website access, attempt unauthorized access, distribute harmful material, or misuse company contact channels. Do not present quotations misleadingly or imply company endorsement without authorization. Website materials and brands remain subject to their owners' rights and applicable law. These terms do not remove uses permitted by law.
Links and availability
Product links lead to separate websites. Telegram, email services, and other third parties may have their own terms. We do not guarantee uninterrupted website access or that every item of information is always complete and current. Report inaccuracies to admin@catatduit.id.
Rights, complaints, and governing law
These terms are governed by Indonesian law, subject to applicable mandatory protections. Nothing in these terms excludes liability that cannot legally be excluded or removes mandatory consumer or other legal rights. Contact us first about website complaints; these terms do not impose an exclusive dispute forum or prevent access to remedies available under applicable law.
We may revise these terms when the website changes and will display the latest update date. See the Privacy Policy and Cookies and Browser Storage page for information about data handling.